F U N D   O V E R V I E W

Tata Retirement Savings Fund is a carefully structured suite of plans designed to meet the investment needs of investors planning for retirement. It works as a retirement solution by offering choice of asset allocation to investors based on their life stage and risk preference.

K e y   A t t r i b u t e s

01

Choice of asset allocation based on life stage and risk preference

02

Unique Auto-Switch & Auto-SWP facility takes away the hassles of adjusting the equity - debt proportion with increasing age

03

Load Free Switch facility

04

3 plans to choose – Progressive, Moderate & Conservative

W h o   S h o u l d   I n v e s t   ?

  • Investors keen to save for retirement
  • Follow a life cycle based approach to retirement savings
  • Salaried employees looking for regular savings avenue for retirement
  • Self-employed who usually don't have post-retirement benefits accruing to them
  • Investors seeking an alternative to traditional retirement saving avenues

Retirement Calculator

Slide or Enter the values to calculate your SIP/Lumpsum Investment
SIP Investment (Per month)
Lumpsum Investment

S c h e m e   D e t a i l s

Type of Scheme An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier).
Category of the Scheme Retirement Fund
Plans
  • Progressive Plan  (an open-ended equity scheme) - (TRSFP)
  • Moderate Plan   (an open-ended equity scheme) - (TRSFM).
  • Conservative Plan   (an open-ended debt scheme) - (TRSFC).
Lock in period The scheme is having a compulsory lock-in of 5 years or till retirement age (whichever is earlier). Kindly note that lock in period is applicable when investor moves out of the Tata Retirement Savings Fund
Investment Amount
  • Min. Purchase Amount:  5,000 & in multiple of 1/thereafter
  • Min. Additional Purchase Amount:  1,000 & in multiple of 1 thereafter
Load Structure

Entry Load: Nil

    Exit Load:

  • Nil - If redeemed / switched-out on or after attainment of retirement age, i.e.60 years of age.
  • Nil - In case of Auto switch-out of units on occurrence of "Auto-switch trigger event".
  • 1% – If redeemed before 61 months from the date of allotment.

Fund Manager

  • Sonam Udasi - Managing since April 2016 and overall experience of 19 years
  • Murthy Nagarajan - Managing since April 2017 and Overall experience of 20 years
  • Ennette Fernandes (Assistant Fund Manager) - Managing Since 18th June 2018 and overall experience of 9 years

These products are suitable for investors who are seeking*:

PROGRESSIVE PLAN: Long Term Capital Appreciation. An equity oriented (between 85%-100%) savings scheme which provides tool for retirement planning to individual investors.

MODERATE PLAN: Long Term Capital Appreciation & Current Income. A predominantly equity oriented (between 65%-85%) savings scheme which provides tool for retirement planning to individual investors.

CONSERVATIVE PLAN: Long Term Capital Appreciation & Current Income. A debt oriented (between 70%-100%) savings scheme which provides tool for retirement planning to individual investors.

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them

Corporate Office Address:

Tata Asset Management Limited, 19th floor, Parinee Crescenzo, ‘G’ Block, Bandra Kurla Complex, Opposite MCA Club, Bandra (E), Mumbai – 400051

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